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Save with people who trade like you.

BG Microfinance is the member portal behind the ecosystem. Members save by buying shares, and those savings go to work — financing trade on the BG Brand Hub marketplace, or invested in listed companies through a nominee company. Membership starts at Ksh 200.

Register on the portal How it works

Joining Costs Less Than You Think

No minimum income, no employer letter, no long wait. Two shares and you are a member.

Ksh 200Membership, paid once
2 sharesWhat that membership buys you
Ksh 100The value of one share
Your paceBuy more shares as your plan allows

Become a member

How It Works

A savings culture is built by doing it regularly, in amounts you can actually manage.

1Register Sign up on the member portal and pay the Ksh 200 membership. That gives you two shares and a member account.
2Choose a savings plan Decide what you can put aside and how often. Weekly, monthly, or whenever a job pays — the plan is yours to set.
3Buy shares as you save Every contribution buys shares at Ksh 100 each, so your savings show up as a holding rather than a balance you might dip into.
4Put the savings to work Choose to finance trade on the marketplace, or have your shares managed through a nominee company investing in listed companies.

Shares Grow, And The Limit Grows With Them

The longer you save, the larger the holding — and the more trade financing that holding can support.

A member saving Ksh 500 a month

Shares bought at Ksh 100 each, with the trade financing limit rising alongside the holding.

Shares held, in Ksh Trade financing limit, in Ksh

0 3,000 6,000 9,000 12,000 M1 M2 M3 M4 M5 M6 M7 M8 M9 M10 M11 M12

Swipe the chart to see all twelve months ›

M1 2 shares — Ksh 200Membership paid, the account is open. No limit yet
M6 26 shares — Ksh 2,600Six months of regular saving on record. Limit around Ksh 3,900
M12 60 shares — Ksh 6,000A holding with a full year behind it. Limit around Ksh 12,000

An illustration, not an offer. The figures above show how a limit builds against a savings record — they are not a quotation. Every limit is set on the member's savings history and trade record, share values can fall as well as rise, and no return is guaranteed.

Two Ways Your Savings Work

Members choose. Neither is compulsory, and the choice is yours to revisit.

Trade financing on the marketplace

For members who buy and sell, savings can be applied to trade activity on BG Brand Hub — the stock needed to fill an order, or goods you are ready to move but cannot yet fund.

  • Financing tied to real trade, not a guess
  • Inside an ecosystem that already knows the seller
  • For members who choose this route

Investment through a nominee company

For members who would rather not trade, shares can be managed through a nominee company that buys shares in listed companies, following the investment plan each member sets.

  • Managed on your instruction, to your plan
  • Exposure to listed companies without doing it yourself
  • A long-term route rather than a quick one

Why a savings culture

Most people do not fail to save because they earn too little. They fail because nothing makes it regular. A plan, a share price and a member account turn saving into a habit with something to show for it.

  • Start at Ksh 100 a share
  • Save at the rhythm your income allows
  • Watch a holding build, not just a number move

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Who It Is For

Anyone in the ecosystem, and anyone who would like to be.

Traders and brand reps

Selling on the marketplace and needing working capital to take the next order rather than turn it away.

Mentees and interns

Earning a first income and wanting somewhere to put part of it that is not a phone wallet.

Small businesses

Buying stock in volume, where the difference between a good month and a bad one is timing rather than demand.

Anyone building slowly

No trading, no rush — saving into shares and letting a nominee company invest to a plan you set.

Start on the member portal

Before you join. Buying shares is not a bank deposit, and returns are not guaranteed — the value of a shareholding can fall as well as rise, whether it is applied to trade or invested in listed companies. Read the member terms on the portal, and ask us anything that is not clear before you pay.

Questions before you sign up?

Ask about the savings plans, the share price, or how trade financing is decided. A person answers, and nobody is signed up over the phone.

Call 0709 228 500 Email us

Mon–Fri 8am–5pm · Sat 9am–1pm · info@bghub.co.ke

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